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LOAN PRODUCTS


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Personal Loans

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Home Mortgages

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PERSONAL LOANS

We want to be your bank. Whether you need a home mortgage, personal line of credit, auto, aircraft or marine loan, Mission Bank offers products to meet all your needs. We will streamline and structure a loan to suit your requirements.


HOME EQUITY LOANS AND LINES OF CREDIT

Your home is a source of comfort, security and pride. However, it can also be a valuable source for meeting your financial needs. Loan proceeds may be used for remodeling, travel, educational expense or simply fulfilling a long-term dream. At Mission Bank, we offer both Home Equity loans and lines of credit. While the loan provides one cash distribution, the line of credit assures your needs will be met as they arise. Unlike most other forms of credit, the interest you pay on a Mission Bank Home Equity loan or line of credit may be tax deductible. (Please consult your tax advisor as certain restrictions may apply.)

PERSONAL LOANS

If you've been considering a new car, boat or recreational vehicle, we have numerous loan programs available to meet your needs. Call Mission Bank to research your financing options. We'll work together to design a financing strategy that will work best for you.

RESIDENTIAL CONSTRUCTION LOANS

Building your dream home can be one of the most rewarding and exciting times of your life. It can also be one of the most complex. At Mission Bank, we've simplified the construction financing process and offer advantages you just won't find anywhere else.

HOME MORTGAGES

If you are buying an existing home, building a new home or wanting to refinance, consider one of our mortgage loans. Our experienced team will find a financing program that is tailored to your needs and will save you time and money.

Our home loan products offer:

  • fast turnaround on applications
  • competitive rate options and flexible repayment schedules designed to fit your specific needs
  • experienced professionals with the expertise to identify potential problems and find quick solutions
  • interest-only payments during the construction period to make for a more affordable budget
  • a seamless transition between construction and permanent financing.

We will guide you through every step of the process so you will have a clear understanding of what to expect. By choosing Mission Bank, you'll have peace of mind in knowing you're working wih a bank that is dedicated to providing unparalleled customer satisfaction.

We've provided an online mortgage application form for your convenience. Just print, complete and bring with you when you visit the bank. Pre-qualification is fast and free!

Click here to view and print the online mortgage application using Adobe® Acrobat.

BUSINESS LOANS

What matters most is responsive service. Our banking services are distinguished by a level of dedication and responsiveness matched by few financial institutions anywhere.

Our clients have come to rely on Mission Bank because we are committed to serving their financing and banking needs. Your needs, your goals, your financial requirements - these are the driving forces that shape the way we approach our work. We welcome the opportunity to create solutions, not sell products.

BUSINESS LOANS

A Mission Bank Business Loan may be your best choice if you need money to:

  • purchase a business
  • expand a business/purchase equipment
  • purchase or refinance owner-occupied commercial property.

In most cases, a preliminary loan decision is available within 48 hours.

BUSINESS LINES OF CREDIT

Mission Bank can provide you with business lines of credit that offer:

  • a tailored line for specific needs
  • convenience
  • competitive interest rates
  • flexible underwriting guidelines.

COMMERCIAL CONSTRUCTION LOANS

Mission Bank is ready to provide financing to builders and developers in our market area. In fact, we are the lender of choice for the majority of builders in our market area and support those customers throughout changing economic times. We also have a solid reputation for our expertise in construction lending and are committed to promoting housing construction and development throughout the local market.

Compare us to other sources and you will find Mission Bank's program offers benefits that can't be matched.

  • competitive rates
  • fast response on approval, closing and funding

And, we are able to identify potential problems before they occur and offer quick solutions.

Financing is available for any of the following types of construction projects:

  • single family construction
  • commercial real estate
  • speculative and custom home construction.

LETTER OF CREDIT

A Letter of Credit is provided on behalf of a bank client (borrower) promising that the bank will pay a third party an agreed-on amount of money, provided that certain documents described in the Letter of Credit are properly prepared and received by the bank within a specific time period. Generally Letters of Credit are irrevocable, which once accepted by the third party cannot be altered or canceled by the banks client (borrower).

Talk with our Loan Specialists at Mission Bank today! Call (928) 718-5555.